tag:blogger.com,1999:blog-15844655470734499122024-03-05T23:44:48.486-08:00Financial Templates free Financial Templates - excel sheetsRaafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.comBlogger85125tag:blogger.com,1999:blog-1584465547073449912.post-46913969123952611172023-05-03T14:57:00.002-07:002023-05-03T14:57:36.834-07:00What's the financial analysis?<p> </p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/84YfHc19-Jw" width="320" youtube-src-id="84YfHc19-Jw"></iframe></div><br /><p></p><p>Financial analysis is a process of evaluating a company's financial statements to assess its financial health. Financial analysis involves recording and analyzing accounts and financial ratios to determine a company's performance, trends, and areas for improvement.</p><p>There are many different types of financial analysis, but some of the most common include:</p><p>* **Horizontal analysis:** This type of analysis compares a company's financial statements over time to identify trends.</p><p>* **Vertical analysis:** This type of analysis compares a company's financial statements to its industry peers to see how it is performing relative to its competitors.</p><p>* **Ratio analysis:** This type of analysis uses financial ratios to compare a company's performance to industry averages or to its own historical performance.</p><p>Financial analysis can be used for a variety of purposes, including:</p><p>* **Making investment decisions:** Investors use financial analysis to assess the risk and potential return of an investment.</p><p>* **Managing a company:** Managers use financial analysis to track the company's performance and identify areas for improvement.</p><p>* **Obtaining financing:** Lenders use financial analysis to assess a company's ability to repay a loan.</p><p>Financial analysis is a valuable tool for anyone who wants to understand a company's financial health. By understanding a company's financial statements, investors, managers, and lenders can make better decisions about their investments, operations, and lending practices.</p><p>Here are some examples of how financial analysis can be used:</p><p>* An investor might use financial analysis to compare the performance of two different companies before making an investment decision.</p><p>* A manager might use financial analysis to track the company's revenue and expenses over time to identify areas where costs can be cut.</p><p>* A lender might use financial analysis to assess a company's ability to repay a loan before making a lending decision.</p><p>Financial analysis is a complex and time-consuming process, but it is essential for anyone who wants to make informed decisions about a company's financial health.</p><p>https://www.wallstreetmojo.com/financial-analysis/</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-56341568595461385472023-05-03T08:09:00.003-07:002023-05-03T08:09:23.677-07:00What is a Profit and Loss Statement?<p> </p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/hrSUq4wcd0g" width="320" youtube-src-id="hrSUq4wcd0g"></iframe></div><br /><p></p><p>A Profit and Loss Statement, also known as an Income Statement or Statement of Operations, is a financial statement that summarizes a company's revenues, expenses, and profits or losses over a given period of time. </p><p>The P&L statement shows how a company is performing financially and can be used to analyze its profitability, efficiency, and growth potential.</p><h2 style="text-align: left;">What is included in a Profit and Loss Statement?</h2><p>A typical P&L statement includes the following sections:</p><h3 style="text-align: left;">Revenue: </h3><p>This is the total amount of money that a company has earned during the reporting period. Revenue can come from a variety of sources, such as sales of goods or services, interest income, or rent income.</p><h3 style="text-align: left;">Cost of Goods Sold (COGS):</h3><p>This is the cost of the goods or services that a company has sold during the reporting period. COGS is calculated by taking the cost of inventory at the beginning of the period, adding the cost of goods purchased during the period, and subtracting the cost of inventory at the end of the period.</p><h3 style="text-align: left;">Gross Profit: </h3><p>This is the difference between revenue and COGS. Gross profit represents the amount of money that a company has left over after paying for the cost of the goods or services that it has sold.</p><h3 style="text-align: left;">Operating Expenses:</h3><p>These are the expenses that are incurred in running a business, such as rent, salaries, utilities, and marketing. Operating expenses are subtracted from gross profit to arrive at operating income.</p><h3 style="text-align: left;">Non-Operating Expenses:</h3><p>These are expenses that are not directly related to the day-to-day operations of a business, such as interest expense and gains or losses on investments. Non-operating expenses are subtracted from operating income to arrive at net income.</p><h3 style="text-align: left;">Net Income: </h3><p>This is the bottom line figure on a P&L statement. It represents the amount of money that a company has earned after all expenses have been paid.</p><h2 style="text-align: left;">Why is a Profit and Loss Statement Important?</h2><p>A P&L statement is an important tool for managers, investors, and creditors. It can be used to:</p><h3 style="text-align: left;">Analyze a company's financial performance:</h3><p>A P&L statement can be used to track a company's revenue, expenses, and profits over time. This information can be used to identify trends and make informed decisions about the company's future.</p><h3 style="text-align: left;">Compare a company to its competitors:</h3><p>A P&L statement can be used to compare a company's financial performance to its competitors. This information can be used to identify strengths and weaknesses and develop strategies for improving the company's performance.</p><h3 style="text-align: left;">Set financial goals:</h3><p> A P&L statement can be used to set financial goals for a company. By tracking the company's progress against these goals, managers can make adjustments as needed to ensure that the company is on track to achieve its financial objectives.</p><h3 style="text-align: left;">Attract investors and creditors: </h3><p>A P&L statement is an important document that investors and creditors review when considering whether to invest in or lend money to a company. </p><p>A strong P&L statement can help a company attract investors and creditors and obtain the financing it needs to grow.</p><h2 style="text-align: left;"> How to Read a Profit and Loss Statement</h2><p>The first step in reading a P&L statement is to understand the different sections that are included. Once you understand the different sections, you can start to analyze the information that is presented.</p><p>One of the most important things to look at when reading a P&L statement is the company's gross profit margin. Gross profit margin is calculated by dividing gross profit by revenue. </p><p>A high gross profit margin indicates that a company is able to generate a lot of profit from each sale.</p><p>Another important thing to look at is the company's operating profit margin. Operating profit margin is calculated by dividing operating income by revenue. A high operating profit margin indicates that a company is able to control its expenses and generate a lot of profit from its operations.</p><p>Finally, you should also look at the company's net income margin. </p><p>Net income margin is calculated by dividing net income by revenue. A high net income margin indicates that a company is able to generate a lot of profit after all expenses have been paid.</p><p>By understanding the different sections of a P&L statement and analyzing the information that is presented, you can gain valuable insights into a company's financial performance.</p><h2 style="text-align: left;"><br /></h2>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0Canada56.130366 -106.34677127.820132163821157 -141.503021 84.440599836178848 -71.190521tag:blogger.com,1999:blog-1584465547073449912.post-37139295105269610552023-05-01T01:20:00.007-07:002023-05-01T01:20:45.250-07:00What's the Financial Templates you need for your Company?<p> </p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/p5jz07nU0k4" width="320" youtube-src-id="p5jz07nU0k4"></iframe></div><br /><p></p><p>There are several financial templates that a company may need to manage its finances effectively. Here are some of the most common financial templates:</p><h3 style="text-align: left;">1. Budget template: </h3><p>A budget template is used to plan and manage a company's income and expenses for a specific period, such as a month or a year. It helps to ensure that the company is operating within its financial means and can help identify areas where cost savings can be made.</p><h3 style="text-align: left;">2. Cash flow statement template: </h3><p>A cash flow statement template is used to track the cash inflows and outflows of a company over a specific period, typically a month or a quarter. It helps to identify the company's cash position and its ability to meet its financial obligations.</p><h3 style="text-align: left;">3. Financial statement template: </h3><p>A financial statement template is used to prepare the company's financial statements, including the income statement, balance sheet, and statement of cash flows. These statements provide an overview of the company's financial performance and position.</p><h3 style="text-align: left;">4. Break-even analysis template: </h3><p>A break-even analysis template is used to determine the level of sales a company needs to generate to cover its fixed and variable costs. It helps to identify the company's break-even point and assess its profitability.</p><h3 style="text-align: left;">5. Sales forecast template: </h3><p>A sales forecast template is used to project the company's sales for a specific period, typically a month or a year. It helps to identify trends and patterns in sales and assess the company's ability to meet its revenue targets.</p><h3 style="text-align: left;">6. Financial ratio analysis template: </h3><p>A financial ratio analysis template is used to calculate various financial ratios, such as liquidity ratios, profitability ratios, and solvency ratios, to assess the company's financial performance and compare it to industry benchmarks.</p><p>These are some of the financial templates that a company may need to manage its finances effectively. However, the specific templates required will depend on the company's needs and goals, and should be tailored to meet its unique requirements.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0Canada56.130366 -106.34677127.820132163821157 -141.503021 84.440599836178848 -71.190521tag:blogger.com,1999:blog-1584465547073449912.post-59816008037916984372023-05-01T01:10:00.002-07:002023-05-01T01:10:16.381-07:00All Information about dollar tree<p> </p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/THl49jpGCac" width="320" youtube-src-id="THl49jpGCac"></iframe></div><br /><p></p><p>Dollar Tree is an American discount variety store chain that sells a wide range of products at a fixed price of one dollar or less. The company was founded in 1986 in Norfolk, Virginia, and now operates more than 15,000 stores in the United States and Canada. </p><p>Dollar Tree offers a variety of products, including food and snacks, household supplies, party and craft supplies, health and beauty products, toys, and seasonal items. The company has a focus on value and low prices, which has made it popular with budget-conscious shoppers.</p><p>Dollar Tree operates in two segments: Dollar Tree stores and Family Dollar stores. The company acquired Family Dollar in 2015, which expanded its presence in the discount retail market.</p><p>Dollar Tree has been successful in maintaining low prices by sourcing products directly from manufacturers and by keeping store overhead costs low. The company's business model has allowed it to compete with other discount retailers, including Walmart and Target.</p><p><br /></p><p>Like other retailers, Dollar Tree has faced challenges from the COVID-19 pandemic, including supply chain disruptions and increased costs for cleaning and sanitization. However, the company has continued to operate and has implemented safety measures to protect employees and customers.</p><p><br /></p><p>Overall, Dollar Tree is a major player in the discount retail market, known for its low prices and wide range of products. The company is likely to continue to be a significant force in the retail landscape for years to come.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0United States37.09024 -95.7128918.780006163821156 -130.869141 65.400473836178847 -60.556641tag:blogger.com,1999:blog-1584465547073449912.post-22716793389616989202023-05-01T01:04:00.002-07:002023-05-01T01:04:15.203-07:00What you know about walmart Co.<p> </p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/ByRD9gHyfqM" width="320" youtube-src-id="ByRD9gHyfqM"></iframe></div><br /><p></p><p>Walmart is a multinational retail corporation headquartered in Bentonville, Arkansas, USA. It was founded in 1962 by Sam Walton and has since grown to become the largest retailer in the world, with over 11,000 stores in 27 countries, and over 2.3 million employees worldwide.</p><p><br /></p><p>Walmart operates a variety of retail formats, including discount stores, supercenters, neighborhood markets, and Sam's Club warehouses. The company offers a wide range of products, including groceries, clothing, electronics, home goods, and automotive supplies.</p><p><br /></p><p>In addition to its retail operations, Walmart also operates a growing e-commerce business, with an online presence in multiple countries. The company has been investing heavily in its e-commerce capabilities, including the acquisition of several online retailers, in order to compete with other large e-commerce companies like Amazon.</p><p><br /></p><p>Walmart is known for its low prices and efficient supply chain management, which allows it to keep costs low and offer competitive prices to customers. However, the company has also faced criticism for its labor practices, including low wages and poor working conditions for some employees.</p><p><br /></p><p>In recent years, Walmart has made efforts to improve its corporate social responsibility, including initiatives to reduce its environmental impact and increase sustainability, as well as efforts to promote diversity and inclusion in its workforce.</p><p><br /></p><p>Overall, Walmart is a major player in the retail industry, with a significant presence both in physical stores and online, and it is likely to continue to be a major force in the retail landscape for years to come.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0United States37.09024 -95.7128918.780006163821156 -130.869141 65.400473836178847 -60.556641tag:blogger.com,1999:blog-1584465547073449912.post-44410266837800359132023-05-01T00:46:00.006-07:002023-05-01T00:46:57.504-07:00how much is business insurance<p> </p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/Xixf8fTqT2c" width="320" youtube-src-id="Xixf8fTqT2c"></iframe></div><br /><p></p><p>The cost of business insurance varies depending on the type of business, the size of the business, and the level of coverage required. However, in general, small business owners can expect to pay between $30 and $341 per month for business insurance.</p><p>Here is a breakdown of the cost of some common types of business insurance:</p><h3 style="text-align: left;">* General liability insurance:</h3><p> This type of insurance protects your business from lawsuits arising from accidents or injuries that occur on your property or as a result of your products or services. The average cost of general liability insurance is $42 per month.</p><h3 style="text-align: left;">* Commercial property insurance: </h3><p>This type of insurance protects your business's property from damage or loss due to fire, theft, or other perils. The average cost of commercial property insurance is $57 per month.</p><h3 style="text-align: left;">* Business interruption insurance:</h3><p> This type of insurance covers your lost income if your business is unable to operate due to a covered event, such as a fire, flood, or power outage. The average cost of business interruption insurance is $124 per month.</p><h3 style="text-align: left;">* Workers' compensation insurance: </h3><p>This type of insurance covers your employees' medical expenses and lost wages if they are injured or become ill on the job. The cost of workers' compensation insurance varies depending on the state in which you operate your business.</p><p>In addition to these common types of business insurance, there are a number of other specialized types of insurance that may be appropriate for your business, such as professional liability insurance, cyber liability insurance, and errors and omissions insurance.</p><p>The best way to determine how much business insurance you need and how much it will cost is to get quotes from multiple insurance companies. You can also use an online business insurance quote comparison tool to get a quick estimate of the cost of business insurance for your specific business.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0United States37.09024 -95.7128918.780006163821156 -130.869141 65.400473836178847 -60.556641tag:blogger.com,1999:blog-1584465547073449912.post-66661670530879091982023-05-01T00:40:00.001-07:002023-05-01T00:40:21.415-07:00How can a company improve its financial performance?<p> </p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/-cICcc5XbFg" width="320" youtube-src-id="-cICcc5XbFg"></iframe></div><br /><p></p><p>There are several ways a company can improve its <b>financial performance, including:</b></p><p><br /></p><h3 style="text-align: left;">1. Increase revenue: </h3><p>One way to improve financial performance is to increase revenue by increasing sales, expanding into new markets or product lines, or improving pricing strategies.</p><h3 style="text-align: left;">2. Reduce costs: </h3><p>Another way to improve financial performance is to reduce costs by improving operational efficiency, reducing waste, renegotiating contracts with suppliers, or outsourcing non-core activities.</p><h3 style="text-align: left;">3. Improve profitability:</h3><p> Companies can improve profitability by increasing the profit margin on their products or services through pricing strategies, cost management, and better inventory management.</p><h3 style="text-align: left;">4. Manage cash flow:</h3><p> Companies can improve their financial performance by managing their cash flow effectively, by collecting accounts receivable more efficiently, managing inventory efficiently, and negotiating better payment terms with suppliers.</p><h3 style="text-align: left;">5. Invest in technology:</h3><p> Companies can improve their financial performance by investing in technology that can improve their operations, increase efficiency, and reduce costs.</p><h3 style="text-align: left;">6. Focus on customer satisfaction: </h3><p>Companies can improve financial performance by focusing on customer satisfaction and providing excellent customer service.</p><p> This can lead to repeat business, positive word-of-mouth referrals, and increased sales.</p><h3 style="text-align: left;">7. Develop and retain talent:</h3><p> Companies can improve financial performance by developing and retaining talented employees. This can lead to increased productivity, improved innovation, and better customer service.</p><p>These are some of the ways a company can improve its financial performance. However, the specific strategies will depend on the company's industry, competitive position, and other factors, and should be tailored to meet its unique needs and goals.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0Canada56.130366 -106.34677127.820132163821157 -141.503021 84.440599836178848 -71.190521tag:blogger.com,1999:blog-1584465547073449912.post-59028984213727072272023-04-27T05:14:00.001-07:002023-04-27T05:14:11.236-07:00How can I do Total cost of ownership calculator<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEig-srKbS9SsB1mMidMBu5brUyDOPi9fN1_a1ogDp4S38jfu1KLxx1SlKCYWa1gcKbBfYtrB2iiJGYc6U6_HN4Jx3hfnng0XmksNlGz0eRPdtFmLhPRZ9zxASqPZBdS6jCyJABTU-HywVRAQd2umyLWG3LEDPV4G67gjHysgi5PyfF1lkeeTaPOlmLv/s930/five%20years%20projections.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="How can I do Total cost of ownership calculator" border="0" data-original-height="436" data-original-width="930" height="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEig-srKbS9SsB1mMidMBu5brUyDOPi9fN1_a1ogDp4S38jfu1KLxx1SlKCYWa1gcKbBfYtrB2iiJGYc6U6_HN4Jx3hfnng0XmksNlGz0eRPdtFmLhPRZ9zxASqPZBdS6jCyJABTU-HywVRAQd2umyLWG3LEDPV4G67gjHysgi5PyfF1lkeeTaPOlmLv/w320-h150/five%20years%20projections.JPG" title="How can I do Total cost of ownership calculator" width="320" /></a></div><br /><p></p><p>To calculate the total cost of ownership (TCO) of a product or service, you need to consider all of the costs associated with it, including the initial purchase price, ongoing costs, and disposal costs. The formula for TCO is:</p><p></p><blockquote><p>TCO = I + O + D</p></blockquote><p>* **I** is the initial purchase price.</p><p>* **O** is the ongoing costs, such as maintenance, repairs, and consumables.</p><p>* **D** is the disposal costs, such as the cost of recycling or disposing of the product at the end of its life.</p><p>Once you have calculated the TCO for each product or service, you can compare them to see which one has the lowest TCO. This will help you make an informed decision about which product or service is the best value for your money.</p><p>Here are some tips for calculating TCO:</p><p>* Be as accurate as possible when estimating costs.</p><p>* Consider all of the costs associated with the product or service, including the initial purchase price, ongoing costs, and disposal costs.</p><p>* Compare the TCO of different products or services to see which one has the lowest TCO.</p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/2PSOnon67HQ" width="320" youtube-src-id="2PSOnon67HQ"></iframe></div><br /><p><br /></p><p>TCO is a valuable tool for making informed decisions about purchasing products and services. By calculating the TCO of different options, you can be sure that you are getting the best value for your money.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-60626962926108963492023-04-15T18:57:00.008-07:002023-04-15T18:57:45.423-07:00SALES Invoice Template how can I do<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvkq2WmXMOd35sAk9obo7VdjgYkeSdgvV3rnyjOhcwvr6oQ7yYwki45nvZ6PVmrskQrMHYm-TtMTHCjBG6K3iHf3G2OLdDTQfZiUZzkrXL3S1bhc5F589wVmYbUuCcrOxZ2b-_VIkeMmDqK48hBOhkm0_byPC-VfFyXylStP--Nl56sDLiJY-UoiRM/s630/images.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="SALES Invoice Template how can I do" border="0" data-original-height="630" data-original-width="487" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvkq2WmXMOd35sAk9obo7VdjgYkeSdgvV3rnyjOhcwvr6oQ7yYwki45nvZ6PVmrskQrMHYm-TtMTHCjBG6K3iHf3G2OLdDTQfZiUZzkrXL3S1bhc5F589wVmYbUuCcrOxZ2b-_VIkeMmDqK48hBOhkm0_byPC-VfFyXylStP--Nl56sDLiJY-UoiRM/w247-h320/images.png" title="SALES Invoice Template how can I do" width="247" /></a></div><br /><br /><p></p><p>Creating a sales invoice template can be a useful tool for any business that needs to bill customers for products or services. Here are some steps you can follow to create your own sales invoice template:</p><p><br /></p><h3 style="text-align: left;">1. Choose a software: </h3><p>You can use a variety of software programs to create a sales invoice template, including Microsoft Excel, Google Sheets, or specialized accounting software. Choose the software that you are most comfortable using.</p><p><br /></p><h3 style="text-align: left;">2. Include your business information:</h3><p> At the top of the template, include your business name, address, phone number, and email address. This information should be consistent across all of your invoices.</p><p><br /></p><h3 style="text-align: left;">3. Add a unique invoice number:</h3><p> Each invoice should have a unique number to help you keep track of them. You can use a sequential numbering system, such as "INV-001", "INV-002", and so on.</p><p><br /></p><h3 style="text-align: left;">4. Include the customer information: </h3><p>Include the customer's name, address, phone number, and email address.</p><p><br /></p><h3 style="text-align: left;">5. Itemize the products or services: </h3><p>List each product or service that you are billing for, along with the quantity and the unit price. Include a subtotal for each item and a total for the entire invoice.</p><p><br /></p><h3 style="text-align: left;">6. Add payment terms: </h3><p>Specify the payment terms, such as the due date and any late fees that may apply. You may also want to include payment options, such as check or credit card.</p><p><br /></p><h3 style="text-align: left;">7. Include a thank you note:</h3><p> Add a personalized message to thank the customer for their business and encourage them to contact you if they have any questions or concerns.</p><p><br /></p><h3 style="text-align: left;">8. Save the template: </h3><p>Save the completed invoice template as a file that you can reuse for future invoices.</p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/79xbcfYe_fc" width="320" youtube-src-id="79xbcfYe_fc"></iframe></div><br /><p><br /></p><p>Once you have created your sales invoice template, you can use it again and again for each new sale. This can save you time and ensure that your invoices are consistent and professional-looking.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0United States37.09024 -95.7128918.780006163821156 -130.869141 65.400473836178847 -60.556641tag:blogger.com,1999:blog-1584465547073449912.post-12788815152418398792023-04-15T16:57:00.002-07:002023-04-15T18:49:38.586-07:00How can a company determine the expected ROI of an investment?<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGPBuqH2EjAAS1mG4Cxp6V4Kc-rcJAZE2y6JKqmwW-Mzd1niCm96P93QpIkaZ-06W6NB8n0U2StrRLDJbmAFNOGI7VKnkHfMe0LZPGnVaxO5zzKKjvARIkMtFyVXWbxPl4cqpTFlT5lnY9ycCpCCzF5eWtd-63fEn8ndXlZH-b8SjHsMaI2XVJF-F0/s498/Personal%20expenses%20calculator.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="How can a company determine the expected ROI of an investment?" border="0" data-original-height="382" data-original-width="498" height="245" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGPBuqH2EjAAS1mG4Cxp6V4Kc-rcJAZE2y6JKqmwW-Mzd1niCm96P93QpIkaZ-06W6NB8n0U2StrRLDJbmAFNOGI7VKnkHfMe0LZPGnVaxO5zzKKjvARIkMtFyVXWbxPl4cqpTFlT5lnY9ycCpCCzF5eWtd-63fEn8ndXlZH-b8SjHsMaI2XVJF-F0/w320-h245/Personal%20expenses%20calculator.jpg" title="How can a company determine the expected ROI of an investment?" width="320" /></a></div><br /><p></p><p>A company can determine the expected ROI (Return on Investment) of an investment by using financial analysis. Here are some steps a company can take to calculate the expected ROI of an investment:</p><p><br /></p><h3 style="text-align: left;">1. Estimate the Investment Costs: </h3><p>The company should estimate the total costs associated with the investment, including the initial investment, ongoing expenses, and any other costs associated with the investment.</p><p><br /></p><h3 style="text-align: left;">2. Estimate the Investment Returns: </h3><p>The company should estimate the total returns associated with the investment, including the revenue generated by the investment, any cost savings resulting from the investment, and any other benefits associated with the investment.</p><p><br /></p><h3 style="text-align: left;">3. Calculate the Net Income:</h3><p> The company should subtract the total investment costs from the total investment returns to calculate the net income associated with the investment.</p><p><br /></p><h3 style="text-align: left;">4. Divide Net Income by Investment Costs: </h3><p>The company should divide the net income by the total investment costs to calculate the ROI. </p><p><br /></p><p>For example, if a company invests $100,000 in a project and expects to generate $120,000 in revenue, the net income would be $20,000 ($120,000 - $100,000). The ROI would be 20% ($20,000 ÷ $100,000).</p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/APxw5d7x_gw" width="320" youtube-src-id="APxw5d7x_gw"></iframe></div><br /><p><br /></p><p>It's important to note that this is a simplified example and that calculating the expected ROI of an investment can be much more complex, particularly when there are multiple sources of revenue and expenses. Therefore, it's important for companies to conduct a thorough financial analysis to accurately estimate the expected ROI of an investment.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0United States37.09024 -95.7128918.780006163821156 -130.869141 65.400473836178847 -60.556641tag:blogger.com,1999:blog-1584465547073449912.post-86421833536566201832023-04-15T16:51:00.001-07:002023-04-15T16:51:34.782-07:00How can a company use financial analysis to evaluate potential investments?<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQurKgU00pXF6kngOC3h1kNfnSibpyqGONImpO_UeQAwO0xE5VUrikQsvbF6MQZQnan1R8SpfmdrtFK6X0F-l7zi9j5UOiGzfeIqdYUd_PFtPiUNC9v7-JvmjEgBdU-iDn661Ja8TS2mQR83FTjoOr__iT5UomtaeLndTqzbllQ_D3prCeGc5RFZZi/s498/Personal%20Budget.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="financial analysis" border="0" data-original-height="382" data-original-width="498" height="245" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQurKgU00pXF6kngOC3h1kNfnSibpyqGONImpO_UeQAwO0xE5VUrikQsvbF6MQZQnan1R8SpfmdrtFK6X0F-l7zi9j5UOiGzfeIqdYUd_PFtPiUNC9v7-JvmjEgBdU-iDn661Ja8TS2mQR83FTjoOr__iT5UomtaeLndTqzbllQ_D3prCeGc5RFZZi/w320-h245/Personal%20Budget.jpg" title="How can a company use financial analysis to evaluate potential investments?" width="320" /></a></div><br /><p></p><p>Financial analysis can be a valuable tool for evaluating potential investments. Here are some ways a company can use financial analysis to evaluate potential investments:</p><p><br /></p><p>1. Assessing the Investment's Financial Viability: </p><p>The company can analyze the projected financial performance of the investment, including its expected return on investment (ROI), cash flows, and profitability. This can help the company determine whether the investment is financially viable and whether it will generate sufficient returns to justify the investment.</p><p><br /></p><p>2. Evaluating Risk: </p><p>The company can analyze the potential risks associated with the investment, such as market volatility, regulatory risks, or operational risks. This can help the company evaluate the potential downside of the investment and determine whether the risks are acceptable.</p><p><br /></p><p>3. Comparing Investment Options: </p><p>The company can use financial analysis to compare the potential returns and risks of different investment options. This can help the company determine which investment option offers the best balance of risk and return.</p><p><br /></p><p>4. Incorporating Sensitivity Analysis: </p><p>The company can perform sensitivity analysis to assess how changes in key variables, such as interest rates or market conditions, could affect the financial performance of the investment. This can help the company evaluate the potential impact of different scenarios on the investment's financial performance.</p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/mfj2uHV1qko" width="320" youtube-src-id="mfj2uHV1qko"></iframe></div><br /><p><br /></p><p>Overall, financial analysis can help a company evaluate potential investments and make informed decisions about allocating resources. By analyzing the financial performance and risks associated with different investment options, the company can determine which investments are most likely to generate strong returns and support its strategic objectives.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0United States37.09024 -95.7128918.780006163821156 -130.869141 65.400473836178847 -60.556641tag:blogger.com,1999:blog-1584465547073449912.post-39271142453730656812023-04-15T16:45:00.000-07:002023-04-15T16:45:05.962-07:00How can finance analysis help a company make strategic decisions?<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjG7o0Q8vXtzPYfnarF8c6qR8tnvbTUt1ngg8QsG2NC-6LAqZCoMlycoXYuKKElU12SYoanQ9nPBmG4mu86O_K640FQJNb_6IWSZvdOlxNfCnh8S7EvWATJ23LXC8gSY-c5VdlEtNsnGYVGH86fngdYC7xlXNmYBQn-vo-dwa9lzXQrAwQRrw-9Au9x/s960/EVENT%20BUDGET%20TEMPLATE.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="How can finance analysis help a company make strategic decisions?" border="0" data-original-height="585" data-original-width="960" height="195" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjG7o0Q8vXtzPYfnarF8c6qR8tnvbTUt1ngg8QsG2NC-6LAqZCoMlycoXYuKKElU12SYoanQ9nPBmG4mu86O_K640FQJNb_6IWSZvdOlxNfCnh8S7EvWATJ23LXC8gSY-c5VdlEtNsnGYVGH86fngdYC7xlXNmYBQn-vo-dwa9lzXQrAwQRrw-9Au9x/w320-h195/EVENT%20BUDGET%20TEMPLATE.jpg" title="How can finance analysis help a company make strategic decisions?" width="320" /></a></div><br /><p></p><p>Financial analysis can help a company make strategic decisions in several ways:</p><p><br /></p><h3 style="text-align: left;">1. Assessing Financial Health:</h3><p> Financial analysis can help a company assess its financial health and identify areas of improvement. By analyzing financial statements and ratios, a company can identify areas where it is strong and where it could improve its financial performance.</p><p><br /></p><h3 style="text-align: left;">2. Identifying Opportunities and Risks:</h3><p> Financial analysis can help a company identify opportunities for growth and potential risks. For example, by analyzing market trends and financial indicators, a company can identify new markets or products to pursue, as well as potential threats to its existing business.</p><p><br /></p><h3 style="text-align: left;">3. Evaluating Investment Opportunities: </h3><p>Financial analysis can help a company evaluate potential investments and projects. By analyzing the projected financial performance of a potential investment, a company can determine whether it is a worthwhile investment and make informed decisions about allocating resources.</p><p><br /></p><h3 style="text-align: left;">4. Benchmarking Against Peers: </h3><p>Financial analysis can help a company benchmark its financial performance against that of its industry peers. By comparing its financial performance to that of similar companies, a company can identify areas where it is underperforming and take steps to improve its financial performance.</p><p><br /></p><p>Overall, financial analysis provides valuable insights into a company's financial performance and helps inform strategic decision-making. It allows companies to make informed decisions about investments, operations, and strategic planning.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0United States37.09024 -95.7128918.780006163821156 -130.869141 65.400473836178847 -60.556641tag:blogger.com,1999:blog-1584465547073449912.post-32072135127984566332022-05-15T13:38:00.005-07:002022-05-15T13:38:48.038-07:00Are You Considering Re-Financing?<p style="text-align: center;"><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-aCCV3iF4844-9WGZusUsh4jr6mm3lV1_LXDh0zZOAujQeCk4hzuscHT4F1pP708KdHFXh1qZfHRqzjKr3hGhKftuBiayGRntAzAUGC3Am75GBp44TCf-PcI_ZgJ48V7lxCJUj7WJRZC7hx0rB18IKL-Vweb0Ki4zyTE0cDYPf1zp_ZYggAH_lwz_/s960/EVENT%20BUDGET%20TEMPLATE.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Financing" border="0" data-original-height="585" data-original-width="960" height="244" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-aCCV3iF4844-9WGZusUsh4jr6mm3lV1_LXDh0zZOAujQeCk4hzuscHT4F1pP708KdHFXh1qZfHRqzjKr3hGhKftuBiayGRntAzAUGC3Am75GBp44TCf-PcI_ZgJ48V7lxCJUj7WJRZC7hx0rB18IKL-Vweb0Ki4zyTE0cDYPf1zp_ZYggAH_lwz_/w400-h244/EVENT%20BUDGET%20TEMPLATE.jpg" title="Financing" width="400" /></a></div><br /><p></p><p>Homeowners UN agency area unit considering re-financing their home could have a wealth of choices obtainable to them. However, these same householders could notice themselves feeling overcome by this wealth of choices. This method oughtn’t to be therefore tough although. householders will greatly assist themselves within the method by taking some straightforward steps. initial the house owner ought to verify his refinancing goals. Next, the house owner ought to sit down with a refinancing knowledgeable and eventually the house owner ought to remember that refinancing isn't continually the simplest resolution. </p><h2 style="text-align: left;">Determine Your Goals for Re-Financing</h2><p>The first step in any re-financing method ought to be for the house owner to work out his goals and why he's considering re-financing. There area unit many alternative answers to the current question and none of the answers area unit essentially right or wrong. the foremost necessary factor is that the house owner is creating a call that helps him win his money goals. whereas there aren't any right or wrong answers to why re-financing ought to be thought about their area unit, however, bound reasons for re-financing that area unit is quite common. These reasons include:</p><p>* Reducing monthly mortgage payments</p><p>* Consolidating existing debts</p><p>* Reducing the number of interest paid over the course of the loan</p><p>* Repaying the loan faster</p><p>* Gaining equity faster</p><p>Although the explanations listed higher than don't seem to be the sole reason householders may contemplate re-financing, they're a number of the foremost in style reasons. they're enclosed during this article for the aim of obtaining the reader's thinking. The reader could notice their mortgage re-financing strategy fits into one amongst the higher goals or they'll have a very completely different reason for desirous to re-finance. the explanation for desirous to refinance isn't as necessary as crucial this reason. this can be as a result of a home-owner, or perhaps a money consultant can have a tough time crucial the simplest re-financing possibility for {a house owner|a home-owner|a house owner} if he doesn't apprehend the goals of the homeowner. </p><h3 style="text-align: left;">Consult with a Re-Financing knowledgeable</h3><p>Once a homeowner has puzzled out why they need to re-finance, the house owner ought to contemplate meeting with a re-financing knowledgeable to work out the simplest refinancing strategy. this may doubtless be a technique that is financially sound however is additionally still back-geared to meeting the requirements of the house owner. </p><p>Homeowners UN agencies feel as if they're significantly well versed within the subject of re-financing and may contemplate skipping the choice of consulting with a re-financing knowledgeable. However, this can be not counselled as a result even the foremost educated house owner might not remember the latest re-financing choices being offered by lenders. </p><p>While not understanding all the choices might not look like a giant deal, it will have a major impact. householders might not even remember of mistakes they're creating however they'll hear of friends' UN agency re-financed beneath similar conditions and receive additional favourable terms. Hearing about these situations is often quite demoralizing for a few householders particularly if they may have saved significantly additional whereas re-financing. </p><h4 style="text-align: left;">Consider Not Re-Financing as a Viable possibility</h4><p>Homeowners UN agency area unit contemplating re-financing could understand the importance of evaluating a variety of various re-financing choices to work out which possibility is best however these same householders might not understand they ought to additionally rigorously consider not re-financing as AN possibility. usually|this can be} often stated because the “do nothing” possibility as a result of it refers to the conditions which are able to exist if the house owner doesn't create a modification in their mortgage state of affairs. </p><p>For each re-financing possibility thought about, the house owner ought to verify the calculable monthly payment, the quantity of interest paid throughout the course of the loan, the year during which the loan is absolutely repaid and therefore the quantity of your time the house owner can stay within the home to recoup closing prices related to re-financing. householders ought to additionally verify these values for the present mortgage. this will be terribly useful for comparison functions. householders will compare these results and sometimes the simplest possibility is sort of clear from these numeric calculations. However, if the analysis doesn't yield a transparent cut answer, the house owner could assess secondary characteristics to form the simplest attainable call.</p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0United States37.09024 -95.7128918.780006163821156 -130.869141 65.400473836178847 -60.556641tag:blogger.com,1999:blog-1584465547073449912.post-55795701690343508692022-03-14T09:33:00.003-07:002022-03-14T09:33:43.230-07:00Gantt Chart Template for Excel<p> <span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">A </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">Gantt chart</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> is a tool for project management developed originally by Henry Gantt in the early 1900s. It is a type of bar chart that shows the start and end times for each task in a project schedule. The tasks are usually categorized using a work breakdown structure with summary tasks for the main project deliverables and sub-tasks that break the project down into a detailed and manageable task hierarchy. If you use Excel or Google Sheets, you can create this type of project schedule with almost </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">no learning curve</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> by downloading free Gantt Chart Template.</span></p><p><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWaBsb2rBifkZxtpQ-JrcLDp0yvN2Z95UTWRplmscw0KiTRVLAtxMzN0rV7JpmRgq8Ysm_t3pmRoyMBndd8lRizBkjasr8Z0FxoWrtKaG2QLn6YvpmwYzVyBlWuLwcrjm3ZNKGEX2okQY/s837/Excel+Gantt+Chart+Template.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="619" data-original-width="837" height="309" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWaBsb2rBifkZxtpQ-JrcLDp0yvN2Z95UTWRplmscw0KiTRVLAtxMzN0rV7JpmRgq8Ysm_t3pmRoyMBndd8lRizBkjasr8Z0FxoWrtKaG2QLn6YvpmwYzVyBlWuLwcrjm3ZNKGEX2okQY/w417-h309/Excel+Gantt+Chart+Template.png" width="417" /></a></div><p style="text-align: center;"><br /></p><br /><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/gantt-chart_L.xlsx" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="113" data-original-width="446" height="60" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/w237-h60/download.jpg" width="237" /></a></div><br />Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-39543040294024946912020-12-18T15:45:00.001-08:002020-12-18T15:45:00.152-08:00Billing Invoice Template<p> <span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">This new </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">billing invoice template</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> provides a very simple and professional way to bill your clients. We designed it specifically for freelancers, accountants, consultants, and other small businesses that are looking for something easy to use with a design that is easy to customize.</span></p><p><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_-pg6gFjkev61kgzWayq8qVsHzFxQetD0K6znmm_Z59-Z0V7A2mahKZriC81AkDqE2Qqitr5M3pwOLgLxhXLuWdYpvec8iSYglNmrFTIvFAkwL0uIj-RUAuP89csjI3xRpPWiB7MxFv8/s750/billing-invoice-template.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="750" data-original-width="578" height="438" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_-pg6gFjkev61kgzWayq8qVsHzFxQetD0K6znmm_Z59-Z0V7A2mahKZriC81AkDqE2Qqitr5M3pwOLgLxhXLuWdYpvec8iSYglNmrFTIvFAkwL0uIj-RUAuP89csjI3xRpPWiB7MxFv8/w338-h438/billing-invoice-template.png" width="338" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/billing-invoice.xlsx" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="113" data-original-width="446" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/s320/download.jpg" width="320" /></a></div><br /><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span><p></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-63393261366516486552020-12-18T15:43:00.001-08:002020-12-18T15:43:00.229-08:00Family Budget Planner<p> <span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">This </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">free family budget planner</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> is based on the spreadsheet that I use for my own finances. It was very useful for handling major life events such as transition from student - to married student - to intern - to employee - to home owner. With </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">careful budget planning</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">, we were able to make ends meet so that by the time we wanted to buy a house, we knew exactly what we could afford.</span></p><p><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgnAaZ8GDmPozm1zRkB0gRQFASozRk5EJepZEAxmtq6r_XCsDl-VO2mY61HXVWElLFatQKu2WCNSpyATsQ1hZMXWu85mMSUfJB_IaHJbrCNdGLAqsdGXp90bT51kkPbymDYT_Ke3mi3-k0/s792/family-budget-planner_large.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="610" data-original-width="792" height="288" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgnAaZ8GDmPozm1zRkB0gRQFASozRk5EJepZEAxmtq6r_XCsDl-VO2mY61HXVWElLFatQKu2WCNSpyATsQ1hZMXWu85mMSUfJB_IaHJbrCNdGLAqsdGXp90bT51kkPbymDYT_Ke3mi3-k0/w375-h288/family-budget-planner_large.gif" width="375" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/family-budget-planner.xlsx" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="113" data-original-width="446" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/s320/download.jpg" width="320" /></a></div><br /><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span><p></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-87976666331849451152020-12-18T15:39:00.001-08:002020-12-18T15:39:00.156-08:00Employee Payroll Template<p> <span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">As a new employer, I set out to create a </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">Payroll Calculator</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> but in the process learned that there were too many laws and regulations associated with payroll to risk using a spreadsheet for calculating payroll. I did create a </span>Paycheck Calculator<span style="background-color: white;"><span style="font-family: Arial, Helvetica, sans-serif;"> to estimate tax withholding and calculate net take home pay. But, instead of integrating that into a general payroll calculator spreadsheet, I have an accountant process my payroll and I use a </span></span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">Payroll Register</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> spreadsheet like the one below to keep a record of </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">employee information</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">, </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">payroll payments</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">, and </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">hours worked</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">. See below for more info.</span></p><p><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhaKWzxHF3TBQNi22E-5XTeGtsfYLk7ETzX0-qjb8KMjcSsYOugYt4eTPCLoFQxPQmj-G9etbrb4ZR9TRllbNkOvMznAtef5Qm0JajiReEBA5UTMEQ0huHYkWVUI24FBl-ML1xIWu1FAJs/s707/payroll-register.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="552" data-original-width="707" height="316" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhaKWzxHF3TBQNi22E-5XTeGtsfYLk7ETzX0-qjb8KMjcSsYOugYt4eTPCLoFQxPQmj-G9etbrb4ZR9TRllbNkOvMznAtef5Qm0JajiReEBA5UTMEQ0huHYkWVUI24FBl-ML1xIWu1FAJs/w405-h316/payroll-register.gif" width="405" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/payroll-template.xlsx" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="113" data-original-width="446" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/s320/download.jpg" width="320" /></a></div><br /><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span><p></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-82711369786347365932020-12-17T15:36:00.001-08:002020-12-17T15:36:04.479-08:00Payslip Template<p> <span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">A </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">payslip</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> is a statement that businesses provide to their employees with each payment they receive. This payslip informs the employee of their gross pay and what deductions were taken out to arrive at their net pay. It also provides an additional way for both the employer and employee to keep a record of their finances. In many countries, a payslip is required by law. It is typically easier and recommended to use an accountant or payroll company for your business's employee payments and payroll fulfillment.</span></p><p><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXdokbUJfVN3PPPXYiUq0kEKgI9GEWbbmjIiZu_gJmu76vtMi_2VgukDCEseqI7Cfw4RsS1jQeJXHUu4Akek7GPjYvwn1BX_4DetSOY1WIXXjfYBCL8EI32E2pinrx1FYdMr_pP9ZoFHI/s888/payslip-template.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Payslip Template" border="0" data-original-height="888" data-original-width="686" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXdokbUJfVN3PPPXYiUq0kEKgI9GEWbbmjIiZu_gJmu76vtMi_2VgukDCEseqI7Cfw4RsS1jQeJXHUu4Akek7GPjYvwn1BX_4DetSOY1WIXXjfYBCL8EI32E2pinrx1FYdMr_pP9ZoFHI/w373-h320/payslip-template.png" width="373" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/payslip-template.xlsx" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="113" data-original-width="446" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/s320/download.jpg" width="320" /></a></div><br /><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span><p></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-45623100896908654882020-12-17T15:33:00.001-08:002020-12-17T15:33:01.282-08:00Debt Payoff Charts and Trackers<p> <span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">When working on paying off debt, you can use all the help you can get. Although it may seem like a little thing, you can get a very real motivational boost from tracking your debt payoff goal using worksheets and charts. There is just something fun and satisfying about crossing out debt as you pay it off.</span></p><p style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.4em;">I've created a few different spreadsheets and editable PDFs that you can use to print a debt payoff tracker for each of your debts. You don't need to do any math. After you enter your start debt amount, the trackers will fill in the goal amounts automatically.</p><p style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.4em;"><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKIbRUVfRWtodHTrrVzxXDcu5M9qs_gEVy9UoDLDHFV9YVEIqEuq733ZlvkVt-X9hznXtXNlDMZw_XtGz1QvnZtzlF8suUnOJCrNQNX7rPGxj8k0VAAUc267UUFkl-jIvuq1fVN2f5Kdc/s804/debt-payoff-tracker-5in1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="804" data-original-width="621" height="447" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKIbRUVfRWtodHTrrVzxXDcu5M9qs_gEVy9UoDLDHFV9YVEIqEuq733ZlvkVt-X9hznXtXNlDMZw_XtGz1QvnZtzlF8suUnOJCrNQNX7rPGxj8k0VAAUc267UUFkl-jIvuq1fVN2f5Kdc/w430-h447/debt-payoff-tracker-5in1.png" width="430" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/debt-payoff-tracker-5in1.xlsx" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="113" data-original-width="446" height="81" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/w205-h81/download.jpg" width="205" /></a></div><br /><p style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.4em; text-align: center;"><br /></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-60874349826331466372020-12-17T15:29:00.001-08:002020-12-17T15:29:00.337-08:00Phone List Template<p> <span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">Printed phone directories and other types of narrow lists are typically printed in multiple columns either on a single page or multiple pages. Even though Excel is a great place to create and store lists, it doesn't have a print or page layout option for printing a long list in multiple columns automatically.</span></p><p style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.4em;">Some people use the solution of copying/pasting a list into Word and then formatting word to print multiple columns. That's an okay solution if you just need to do it once, or if your list is extremely long. But, if you are wondering how to set up a sortable 2-column list in Excel, download the phone directory template and continue reading below to learn how it was made.</p><p style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.4em;"><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOayX1sYkMVC4Jc9BJIL0BLYee2gHKmDQzSYTK0QZipApIzyqYVlXD5JYcexFuz8uabK6Qj7BNnLSxC_kgbignh1cET_4bKb59HqgLx7-bAm7Q29wA3edyK6vrrxNT4z_4e-UwDKAXgT0/s754/phone-list-template.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="754" data-original-width="583" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOayX1sYkMVC4Jc9BJIL0BLYee2gHKmDQzSYTK0QZipApIzyqYVlXD5JYcexFuz8uabK6Qj7BNnLSxC_kgbignh1cET_4bKb59HqgLx7-bAm7Q29wA3edyK6vrrxNT4z_4e-UwDKAXgT0/w362-h320/phone-list-template.png" width="362" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/phone-list.xlsx" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="113" data-original-width="446" height="81" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/w193-h81/download.jpg" width="193" /></a></div><br /><p style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.4em; text-align: center;"><br /></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-48675249980686022232020-12-16T15:28:00.003-08:002020-12-16T15:28:22.127-08:00Critical Path Method - CPM & PERT<p> <span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">The</span><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> </span><b style="font-family: Arial, Helvetica, sans-serif; font-size: 16px;">Critical Path Method</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> </span><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">(CPM) provides a way for project managers to determine which tasks are</span><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> </span><i style="font-family: Arial, Helvetica, sans-serif; font-size: 16px;">critical</i><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> </span><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">(zero slack time) and which tasks can be delayed (and for how long). Normally, you would need specialized software such as MS Project, but not any more. Now you can simply download my</span><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> </span><b style="font-family: Arial, Helvetica, sans-serif; font-size: 16px;">CPM spreadsheet</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> </span><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">that implements the CPM algorithm in Excel. If you can copy and paste, enter data into cells, and follow a few simple guidelines, you can do a critical path analysis with almost no learning curve.</span></p><p><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2igPVE5BfQ1E0yCAwxlmSwjod_tuWX48xHygR4cfoj25z24hBpsfiF8FnrYiO443ajMO3relvZsWlp3x5sTNB2N320vezPVfh0L52lObHf9AUdKE8dCtOQ_g4JqEHYrcM7Wo3qaHMl1k/s743/Critical+Path+Method+-+CPM+%2526+PERT.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="605" data-original-width="743" height="349" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2igPVE5BfQ1E0yCAwxlmSwjod_tuWX48xHygR4cfoj25z24hBpsfiF8FnrYiO443ajMO3relvZsWlp3x5sTNB2N320vezPVfh0L52lObHf9AUdKE8dCtOQ_g4JqEHYrcM7Wo3qaHMl1k/w428-h349/Critical+Path+Method+-+CPM+%2526+PERT.gif" width="428" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/critical-path-method.xlsx"><img border="0" data-original-height="113" data-original-width="446" height="87" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/w243-h87/download.jpg" width="243" /></a></div><br /><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span><p></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-20378731803567949572020-12-16T15:20:00.004-08:002020-12-16T15:20:16.586-08:00Project Budget Template<p> <span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">A vital part of project management is creating and managing an accurate budget. Use </span><b style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">project budget template</b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> along with a well-defined project plan to help put together a solid budget - one that will allow you to accurately predict your costs and to manage those costs during your project.</span></p><p><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZcsCpr0WsVWbaniyF8l0z46mc7bAYhxCUMaqFGk_arwxG55py3GOUAhgqn3l-s4ZcWg6IUBJihko2MUDwA1c1X13bFxHY3mLvBc9_4GAM4QpNRIE084OT-R0BxaWh_D8Dh7Ad5RDw-0E/s678/Project+Budget+Template.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="678" data-original-width="524" height="338" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZcsCpr0WsVWbaniyF8l0z46mc7bAYhxCUMaqFGk_arwxG55py3GOUAhgqn3l-s4ZcWg6IUBJihko2MUDwA1c1X13bFxHY3mLvBc9_4GAM4QpNRIE084OT-R0BxaWh_D8Dh7Ad5RDw-0E/w416-h338/Project+Budget+Template.png" width="416" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/project-budget-WBS.xlsx" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="113" data-original-width="446" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/s320/download.jpg" width="320" /></a></div><br /><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;"><br /></span><p></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-73024296337986139512020-09-27T16:08:00.000-07:002020-09-27T16:08:06.842-07:00Monthly Cash Flow Worksheet<p style="text-align: center;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnW-6Hs3I8gDGKryUXCQlszA6kzVekpNt1vy2n9FmCpZ7PLEyBdEGUWvILHCQa-5oIPgIo_g-dlMSGCyXhCHGk35h7R2UMtJWO5GBD-GkJRD14MgeRidDgUcqAohjijJ9PbclctMBdWc0/s779/monthly-cash-flow-worksheet.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="779" data-original-width="600" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnW-6Hs3I8gDGKryUXCQlszA6kzVekpNt1vy2n9FmCpZ7PLEyBdEGUWvILHCQa-5oIPgIo_g-dlMSGCyXhCHGk35h7R2UMtJWO5GBD-GkJRD14MgeRidDgUcqAohjijJ9PbclctMBdWc0/s320/monthly-cash-flow-worksheet.png" /></a></div><br /><p></p><h3 style="background-color: white; color: #2b5482; font-family: arial, sans-serif; font-size: 1.2em; font-weight: normal; margin: 2em 0px 0px; padding: 0px 0px 2px;">Description</h3><div class="margin20" style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; padding-left: 20px;"><p style="line-height: 1.4em;">This worksheet was created to be used as an educational resource for personal finance classes. It includes a fairly comprehensive set of expense categories and was designed to be easy to understand and simple to customize. It's mainly for people who don't already use Quicken (you can generate a report like this from Quicken very easily via the Reports menu).</p><p style="line-height: 1.4em;">Although there are some really cool things that can be done with Excel to make this worksheet more useful, I have intentionally kept this template simple. Quicken was my personal tool of choice when it comes to personal money management (before they switched to a subscription fee). If you want to use a free spreadsheet with the ability to enter transactions in account registers like you do in Quicken</p><p style="line-height: 1.4em;"><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/monthly-cash-flow.xlsx" rel="nofollow" target="_blank"><img border="0" data-original-height="113" data-original-width="446" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/s320/download.jpg" width="320" /></a></div><br /><p style="line-height: 1.4em; text-align: center;"><br /></p></div>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-19101737663543041492020-09-27T16:01:00.003-07:002020-09-27T16:01:56.115-07:00Retirement Savings Calculator<p style="text-align: center;"> <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEJGAe1gxwjJ72wzz0n5L7LdQSFex9_1BfiQCInDUbVU09-yUSmEsiebwJzxEA7u_amSFycbqYPXkuCiKjF2lFxhZ_EiKbD6wlnIPOl02ITODQM5UXizP2kIPH5JMadbigKVHDhjMivD4/s633/retirement-savings-calculator.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="633" data-original-width="488" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEJGAe1gxwjJ72wzz0n5L7LdQSFex9_1BfiQCInDUbVU09-yUSmEsiebwJzxEA7u_amSFycbqYPXkuCiKjF2lFxhZ_EiKbD6wlnIPOl02ITODQM5UXizP2kIPH5JMadbigKVHDhjMivD4/w309-h400/retirement-savings-calculator.png" width="309" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;"><br /></td></tr></tbody></table></p><h3 style="background-color: white; color: #2b5482; font-family: arial, sans-serif; font-size: 1.2em; font-weight: normal; margin: 2em 0px 0px; padding: 0px 0px 2px;">Description</h3><p style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.4em;">Estimate the future value of your retirement savings, based on a starting balance, expected interest rate, and annual investments. Compare total payments to interest earned. Run simulations with random annual interest rates and a variable number of annual payments.</p><p style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.4em;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/xls/1/retirement-savings-calculator.xls" rel="nofollow" target="_blank"><img border="0" data-original-height="113" data-original-width="446" height="51" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/w200-h51/download.jpg" width="200" /></a></div><br /><p style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.4em; text-align: center;"><br /></p><p style="text-align: center;"><br /></p><div style="text-align: left;"><br /></div><p></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0tag:blogger.com,1999:blog-1584465547073449912.post-21064821353733976452020-08-23T12:42:00.003-07:002020-08-23T12:42:57.531-07:00Equipment Calibration Log<p style="text-align: center;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGsh6hhJRAsTvD4vDG_QG2ojWlOhuuCmyMvrX4ulHSaAYuSaSaj-F-mIe_33RlvnLE3sJ96w_MslN0-dt9Tq6LHYYNdikQyYzcm7UvZSW_bUyZ7cYRfzfGcrUv_XqTo1xaPkSRvHQguAw/s703/equipment-calibration-log.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="703" data-original-width="543" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGsh6hhJRAsTvD4vDG_QG2ojWlOhuuCmyMvrX4ulHSaAYuSaSaj-F-mIe_33RlvnLE3sJ96w_MslN0-dt9Tq6LHYYNdikQyYzcm7UvZSW_bUyZ7cYRfzfGcrUv_XqTo1xaPkSRvHQguAw/s640/equipment-calibration-log.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">This simple spreadsheet was developed for a company that wanted a way to keep track of when their tools and other equipment were last calibrated</span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://www.vertex42.com/Files/exclusive/equipment-calibration-log.xlsx" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="113" data-original-width="446" height="72" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3oFwVPUyZarxAVGoNMbydu8MLmFaNS0wTEKvqLWep5hsmGUTpRFyKFQDzdZ6_9_M2sMEwAFR84HeQueQe9gfwiL48l1pRYz4nJo5gDthv8H3V-umUFk4PvIquooFROYqtzRUwyAl2qHM/w286-h72/download.jpg" width="286" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><p></p>Raafat Wahbahttp://www.blogger.com/profile/02160255063915579038noreply@blogger.com0